The month is entered 4000, how assemble of half an year 50 thousand?

Editor's note:

Want economy, have money first -- this viewpoint is a fault. No matter have money, need economy. Wealthy person conduct financial transactions, be through doing already some money realize more fortune; Poor conduct financial transactions, it is to should come true never money arrives rich, from conduct financial transactions Xiaobai becomes conduct financial transactions to amount to a person.

1. decides goal of a tall deposit

Above all, need decides next target to oneself. For instance, 2003 the salary of my month is 4000 yuan, placed end is the assemble inside half an year 50 thousand yuan.

From setting out to thinking, with Guangzhou average consumption level was calculated 2003, the total expenditure minimum that the life such as telephone bill of expenses of chummage, food, transportation expenses, phone just required is 2500 yuan, namely after half an year can below assemble 24, 000 yuan. Again from converse thinking computative, save money of time of half an year 50 thousand yuan, namely average every month needs save money 8000 yuan, plus every month 2500 yuan rigid defray, namely I the average income of every month wants at least 10, 500 yuan. However, my monthly wages has 4000 yuan only at that time, this means me to still need additional creation 6500 yuan income.

The inspiration that we give here is: If according to putting money to thinking little, final affirmation does not put 50 thousand yuan, but if converse thinking, decide the next to look to oneself seem impossible end, thinking does not suffer be restricted, just meet try every means goes hard achieving mysterious goal.

2. creates extra income hard

Create extra income, nothing more than at 2 o'clock -- open source and reduce expenditure. Reduce expenditure basis each one circumstance, because of the person different, here is not wordy. The key is a source, want to create the 8 income besides the hour, make full use of with respect to need oneself professional knowledge and specialty. I ever was held the position of in the enterprise before do poineering work groom teacher, create the kind of extra income, it is offer one's services, to other groom the teacher becomes assistant; 2 it is his Jian, pass the introduction of acquaintanceship friend, do for the enterprise groom. Adopt these two kinds of approaches, half an year comes down, I am average the extra income of every month is in probably 5, 500-6, 000 yuan.

Here, I also encourage everybody great the resource that digs oneself, education more interest and specialty, train oneself into conciously " sprit youth " , the opportunity that creates the income besides salary from this just is met more.

3. is mandatory deposit

After opening a source, next need undertake mandatory deposit.

What is mandatory deposit? To Everyman, small to place a vendor's stand, arrive greatly do poineering work, original capital is his saving normally, and the saving often is daily deposit accumulate and become. We emphasize the importance of conduct financial transactions, do not represent the import that denied deposit, contrary, mandatory the nurturance that deposit is used to is very important. In those days, I 4000 yuan of salary of every month stock a bank directly fixed account, it is mandatory on one hand money of deposit save money, it is to force oneself hard to create extra income on the other hand.

In addition, mandatory deposit still is beneficial to exercise oneself to money control ability. If money does not rely on him to put, him likelihood does not have money control ability, for example a lot of abrupt win a prize in a lottery the person of 5 million, do not know mostly how to let 5 million become 50 million.

4. holds to charge to an account

Share foreign practice with everybody first: The family meets the foreign country to divide living expenses into 4 large categories to have charge to an account, it is telephone bill of traffic expenses, meal cost, phone and stretch defray respectively, what play sexual defray to point to among them is the favor in the life consumption, enjoy consumption to wait. Eliminate outside this 4 large expenses, remain put rise.

Charge to an account is a good convention. Especially the youth has a lot of to be consumed randomly in daily life (if clean out treasure) , the habit of nurturance charge to an account can avoid " muddleheaded Zhang " happen, be clear about the each capital running water that records oneself, remind oneself not to spend money in disorder, and exert a subtle influence on fosters him learn a budget. There is software of a lot of charge to an accounts now, but I or charge to an account of handiwork of jotter of proposal big housekeeping money, brushstroke delimits the effect that writes down is more profound.

5. insanity learns knowledge of conduct financial transactions

One respecting finance, a lot of people feel enigmatic, one respecting conduct financial transactions, a lot of people feel obscure and difficult. I suggest everybody does not have awe-stricken mentality here, can from economy kind with conduct financial transactions kind two respects go spreading out, because of the change of economic environment and investment climate, can cause immediate effect to economy condition. This asks we want to teach oneself macroscopical economic knowledge already, also want to learn the small doohickey of conduct financial transactions. Economy kind intellectual study, the simplest method is the economic report with domestic and international attention; Conduct financial transactions kind intellectual study, can be the magazine of conduct financial transactions that reads major, also can be the experience that each platform conduct financial transactions amounts to a person on Internet is shared.

Anyhow, no matter be which kinds of means, conduct financial transactions is little not the precipitation of professional knowledge, so must knowledge of initiative actively study conduct financial transactions.

6. takes an active part in firm economy

Conduct financial transactions has two keywords, it is to participate in above all, the premise of conduct financial transactions is study, crucial movement is true in participating in its; It is dovish next, the ability of risk of small Bai Kang of conduct financial transactions of firm introduction is inferior, proposal consideration is dovish model product of conduct financial transactions. Of course, if fight the sentence with risk higher capability, can consider fair collect fund to deliver a product surely. The basic characteristic that fair collect fund casts surely is bovine city came, fair collect is going up; Xiong Fu came, fair collect is in drop. Opposite for, the earnings that projects surely will be better.

Investment still needs to accomplish at 0 o'clock, it is state of mind gentle, holding one night in the arms upstart state of mind goes investing, because the stock market goes up,also do not go up drop to drop and too extreme mood changes; 2 it is dispersive investment, the truth follows " do not put all eggs in a basket " same, dispersive investment can make capital safer.

7. uses good credit card

With good credit card, have profit greatly to conduct financial transactions. Above all, the credit card that which bank studies seriously before handling credit card suits him more, it is to pay attention to the forehead to spend more, or more the tendency goes to the lavatory to live daily. Next, know the consumption that brush card, especially big expenditure, realize money management and rise in value through credit card, be accumulated stage by stage and raise credit to spend. I pass the consumption brushing card of big expenditure, the forehead inside half an year is spent mention 30 thousand yuan from 10 thousand yuan, mention 50 thousand yuan finally. Carry this piece of credit card that 50 thousand yuan of foreheads spend, I filed the credit card of additionally two banks again, let me be in poineering initial stage more know how things stand and feel confident of handling them is angry.

The month enters 4000 yuan, below the assemble after half an year 50 thousand yuan. This looks seem mysterious end, I was accomplished. These 50 thousand yuan of open my poineering road, just had my today's small success. The word of apply mechanically Archimedes: Give me a fulcrum, can prize has whole world. What I want to tell everybody finally is, conduct financial transactions more it is nurturance a good convention, like perhaps becoming you to also resemble me, the success is put issued 50 thousand yuan, believe you are possible also this earth since prize.