Ba Fei tells you theoretically especially, the room has happiness of car may not, dormancy asset nee

This period you will acquire:

·"The car has a house " the happiness in perhaps be inferior to imagining, the likelihood of hold is dormancy asset.

·The key of investment depends on purchasing the core asset that makes money ceaselessly for you.

·Is property right attributive is there doubt? The ability when arriving to engage in a lawsuit is clear.

Buffett has had a clever figure of speech to investment: "Life resembles snowball, the most important is discovery enough wet snow and enough long hillside. The most important is discovery enough wet snow and enough long hillside..

To investment, "Shi Xue " it is to point to appropriate investment climate and product, and " long slope " it is to let investment have enough long time goes creating value. Have these two requirements, the snowball of fortune can roll bigger more. So, what is just " enough wet snow " ? Are salary and deposit " enough wet snow " ?

We hear having which multimillionaire, billionaire is full of through salary and deposit implementation rarely. By China the bank that enrol business and Bain seek advice from a company to be released jointly " 2017 China personal fortune reports " show, china is tall 2017 in net value crowd, the deposit in its asset configuration / the scale of cash is less than 2 into, and the asset that exceeds 8 to become is configured was in other like product of bank conduct financial transactions, fiducial product, stock, investment in the channel such as fund of sexual estate, safe, fair collect, bond.

Report from this data is medium, we can peep spot to see leopard probably. Asset creates wealth, high grade asset just is " enough wet snow " .

You need known money experience

What is asset?

Asset is those resource that have economic value. Asset and indebted distinction are: Asset can take Qian Fang your bag, and indebted meeting draws out money outside from your pocket.

How is capital fund classified?

The basis buys the end of asset, can be asset cent two kinds big: Active capital fund and dormancy asset.

Active capital fund, it is to point to buys to get investing redound property, for example stock of house of stock, fund, bond, hypostatic business, investment, company. Good active asset can provide economic income for you regularly, and as the elapse of time appreciation.

Dormancy asset, also be called " lazy asset " . This kind of asset is compared normally " lazy " , not quite work for you, cannot bring what cash to flow for you commonly, long-term and talk is not constant also can increase value. Buy the end of dormancy asset, it is to be used for the individual or satisfy an individual to like normally, for instance product of car, houseboat, luxury, gem, headgear, electron. From housing and complete for private use go vacationing the room also is by classify normally dormancy asset, although they can appreciate commonly, but because belong to an individual to use, what profit can be not brought before selling.

The classification of asset always does not have clear dividing line certainly, also may change each other between active capital fund and dormancy asset. For instance, go vacationing oneself seaside when you house also rents as Airbnb at the same time, perhaps sell goods of oneself unused family expenses, it is dormancy asset became active capital fund.

In addition, asset still is put in the classify method with other moves, learn these to be able to help you understand your asset characteristic better.

§ spec asset (also say strategical asset) . Typical case is gold, infrequent coin, stamp. They are long-term likelihood the strategy of regular income invests generation prep above. But their may not is reliable, cannot arise commonly continuously, going from place to place income, cannot count on them to support your life.

§ lifestyle asset. For example car, luxury, artwork. This has some of asset to be able to appreciate among them, the artwork with lord car, for instance good antique. But apt of major lifestyle asset devalues, the most typical case is car of average family expenses, devalue very quickly as the elapse of time. Open it those who give 4S store to finish one second when you, it because of become two handcart and devalue instantly.

Understanding has what capital fund on your balance sheet, and they attribute what kind, running an enterprise to your individual fortune is very important.

How to measure your asset?

Why should introduce asset classify? Because use this kind of means,measure asset very simple and effective. A lot of ask for marriage advertisement to go up, many people can be written on " the room has a car " in order to describe oneself economic capacity. Through learning today's asset classification, you can judge immediately: Have from housing, it is the asset of dormancy sex, likelihood appreciation but short-term cannot offer any cash to flow; Having a car also is dormancy sex asset, and still can devalue. If have investment sex house property, just calculate owned active property.

We can use same method, analyse oneself capital position. Try to ask oneself:

§ what asset is active capital fund, can you bring the cash with constant in a steady stream to flow for you?

§ what asset is to devalue asset, just satisfied your lifestyle, what value to bring for you however?

§ what asset is strategic capital fund, although there is not short-term income now, but may be in bring money for a long time for you?

The crucial level that measures asset stand or fall sees them whether conduce to what for you creation can last namely, long-term, independent income.

Become outstanding investor, what should notice?

Drama is sowed in heat " people's name " in, a corrupt official is in the metope in the home, freezer hides below medium, bedplate full cash, caused an audience people an in an uproar. In the life, if you have lawful labor income, hide ready money in the practice that ideal can not be below the bed, because they won't produce redound, cannot bring you income, can devalue to damage even only.

Want to accumulate wealth effectively, need a mind which perceives both past and future sign bead, buy good property, let them produce yield or capital appreciation for you as the elapse of time.

It is a few respects that the attention needs when purchasing asset below:

§ is done to asset fulfil his duty to investigate, understanding it is active capital fund or dormancy asset, ensure you spent money to make the investment that suits your.

§ buys the property that conduces to net value of generation finance affairs, from long-term the income that will see what can bring stability for you can last.

§ asset diversification is configured, establish investment combination, dispersive risk.

§ understands asset appraise value, let oneself " buy so that be worth " . We can be in next the main method that assesses asset value explains in detail to everybody in two column article.

After the classification that knows asset, who is the property right person that the issue that still needs to make clear is asset. Make clear the meaning with attributive property right to depend on, on one hand, the holder circumstance of asset, can affect the duty Wu issue related asset; On the other hand, in case encounter a divorce or go bankrupt wait for legal problem, want to be clear about oneself capital structure, and how should protect asset security. If you are not affirmatory to the problem with attributive property right, should consult professional personage. APP of Ge Rui fortune is be expert at the part of domestic interlocution, specific to distributive of a few property right also proposal is listed, had given out to have the analysis of specific aim.

This period point:

§ asset can be divided it is a lot of kinds, for instance active capital fund or dormancy asset. Understanding has what capital fund on your balance sheet, and they attribute what kind, very important to individual money management.

§ often measures your asset, see them whether conduce to what for you creation can last, long-term, independent income. Dedicated active at buying capital fund, build diversification to invest combination.

§ should be clear that the property right that understands his is attributive, the asset that protects oneself is safe.

Think:

Do you feel your what dormancy asset can be activationed? Activation method is there? Be in please leave a message area and we are shared.